IBAN numbers in Montenegro - FAQs

Why is an IBAN code needed in Montenegro?

An IBAN is an International Bank Account Number. IBANs are used to help guide international payments to the correct bank accounts.

Using a standard, internationally agreed format, an IBAN contains information about the country the payment is headed to, as well as the full basic bank account number for the specific account. This reduces processing mistakes and allows cross-border payments to travel safely and quickly from one account to another.

How to find an IBAN number?

You'll find a handy IBAN checker to validate the IBAN number you have if you’re sending a payment.

If you’re looking for your own IBAN you can use our validator and calculator tools, check for your IBAN number within your online banking, or find it on correspondence from your bank such as regular statements.

How to get an IBAN number in Montenegro?

If you’re sending money to someone overseas you’ll need the correct IBAN to avoid delays. Ask your recipient for their IBAN number, or use the IBAN finder and checker tools available on this page.

Which countries use IBAN codes?

IBAN numbers were initially created to make it easier to send payments within the European Union. However, there are now 77 countries worldwide using IBANs to facilitate international payments.

IBANs are used across most European countries, as well as many countries in the Middle East, North Africa and the Caribbean. It’s worth noting that IBANs are not used in some major countries including the US, Canada, Australia and New Zealand. If you’re sending an international payment, your bank or money transfer service will be able to confirm the information needed for your destination country.